If you or someone you love is injured on the job, you can seek compensation for your injuries. To learn more, contact an experienced work injury lawyer in San Diego today.

Seeking Compensation for Work Injuries

When a person is injured on the job, he or she might be faced with loss of income and loss of ability to function normally. Persons injured on the job need to contend with:

  • The medical complications of their injuries
  • The financial cost of their injuries
  • The financial cost of being out of work
  • The financial cost of losing future wages
  • The emotional cost of dealing with an injury and being out of work

What Is Workers’ Compensation?

Workers’ compensation is the country’s oldest insurance program. Workers’ compensation laws were passed in California and most other states during the 1920s. It is a no-fault system, which means that you don’t have to prove you were injured by someone else in order to be paid benefits for being injured while at work.

If you become sick or injured while working, your employer must pay certain benefits. The six major benefits of workers’ compensation are:

  • Medical care
  • Temporary disability benefits
  • Permanent disability benefits
  • Supplemental job displacement benefits
  • Vocational rehabilitation
  • Death benefits

The system works two ways, benefiting both the employee and the employer. While the employer must pay benefits to workers injured on the job regardless of whose fault the injury is, workers are not allowed to sue their employers for their injuries.

In California, the law specifically spells out how benefits are paid according to a number of factors. These include:

  • The year you were injured
  • A statewide average weekly wage
  • Your average weekly earnings
  • A temporary disability rate
  • A permanent disability rate percentage
  • A permanent disability minimum weekly rate
  • A permanent disability maximum rate
  • Supplemental job displacement benefits

Workers also are paid mileage benefits (payment for transportation to the place of treatment). In cases where the worker dies, families are paid death benefits which cover the costs of burial and benefits paid according to the number of dependents the worker had.

Contact a Work Injury Lawyer in San Diego

Almost all workers’ claims for compensation are met without problems. In some cases, however, there may be some disagreement between the worker and the claims administrator over certain issues. These may include:

  • Whether you were injured on the job
  • How much you should be paid for your injuries

The laws regarding workers’ compensation are complex. When seeking benefits, in particular if there is a dispute about your compensation, it is best to have the assistance of a work injury lawyer in San Diego who can guide you through the process and make sure that you receive the maximum amount of compensation possible.

To schedule a free consultation with a work injury attorney in San Diego, contact us today.